Terms of Service
Effective 5/21/2024

1. Eligibility

You must be at least eighteen (18) years of age and possess the legal capacity to enter into binding agreements. You agree that all information provided to Skyline Funding is true, accurate, current, and complete, and that you will promptly update any information that becomes inaccurate or outdated.

2. Nature of Services

Skyline Funding is a business consulting, advisory, and funding placement company. Skyline Funding is not a bank, direct lender, broker-dealer, credit repair organization, or financial institution.

Skyline Funding assists clients by identifying potential funding opportunities, preparing and packaging applications, providing strategic guidance, and introducing clients to independent third-party lenders, investors, and funding sources.

Funding products may include, but are not limited to:

• Business loans
• Business lines of credit
• Business credit cards
• Revenue-based financing
• Equipment financing
• Invoice financing
• Other commercial funding products

Skyline Funding does not issue loans, extend credit, make underwriting decisions, or control approval decisions. All approvals, denials, rates, terms, conditions, and funding amounts are determined solely by the participating third-party funding provider.

No representation, warranty, or guarantee is made that any client will obtain financing, obtain financing within a particular timeframe, or obtain financing under specific terms.

3. Fees and Payment Terms

Fees charged by Skyline Funding are consulting fees earned in exchange for advisory, administrative, strategic, application preparation, lender matching, and funding placement services.

Fees are disclosed separately within each Client Agreement.

Client acknowledges and agrees that:

• Consulting fees are earned upon commencement of services.
• Payment of consulting fees is not contingent upon funding approval, loan closing, or receipt of capital.
• Skyline Funding may begin performing work immediately upon receipt of payment.
• Skyline Funding reserves the right to charge administrative, processing, platform, underwriting, or service fees where applicable.

4. Consulting Fee and Refund Policy

By engaging Skyline Funding, you expressly acknowledge and agree that:

• Skyline Funding charges a one-time consulting fee payable in advance of services being rendered.
• Skyline Funding allocates personnel, resources, underwriting efforts, lender outreach, file preparation, and strategic consulting immediately upon enrollment.
• The consulting fee is refundable only if a written refund request is received within three (3) business days of payment.
• After three (3) business days have elapsed, the consulting fee shall be deemed fully earned and shall become non-refundable.
• No refunds shall be issued based upon funding denial, dissatisfaction with lender terms, changes in business circumstances, delays caused by third parties, or a client’s decision to discontinue participation.
• Submission of a refund request after the three (3) business day period constitutes an acknowledgment that Skyline Funding has substantially performed consulting services on the client’s behalf.

5. Client Responsibilities

Client agrees to:

• Provide complete, truthful, and accurate documentation.
• Respond promptly to requests for information.
• Refrain from circumventing Skyline Funding by directly contacting or applying with introduced funding sources without written authorization.
• Notify Skyline Funding of any material changes affecting the business or financial condition.

Failure to cooperate may result in suspension or termination of services without refund.

6. Information Sharing

Client authorizes Skyline Funding to share submitted information with third-party lenders, investors, funding providers, vendors, and service providers as reasonably necessary to evaluate and pursue funding opportunities.

7. Ownership of Materials

All documents, templates, systems, software, strategies, underwriting methodologies, reports, and materials provided by Skyline Funding remain the exclusive property of Skyline Funding and may not be copied, reproduced, distributed, or used for any purpose other than the client’s engagement.

8. Limitation of Liability

To the fullest extent permitted by law, Skyline Funding shall not be liable for:

• Funding denials;
• Interest rates or repayment terms offered by third parties;
• Delays caused by lenders, banks, investors, or service providers;
• Lost business opportunities;
• Consequential, incidental, indirect, punitive, or special damages;
• Any decisions made by the client based upon funding offers received.

Skyline Funding’s total liability arising from any claim related to its services shall not exceed the amount of consulting fees actually paid by the client.

9. Termination

Either party may terminate the relationship by providing written notice.

Termination shall not relieve the client of any payment obligations already incurred, nor shall termination create any right to a refund except as expressly provided herein.

Skyline Funding may terminate services immediately in cases involving fraud, misrepresentation, abusive conduct, non-cooperation, or violation of these Terms.

Email: support@skylinemanagements.com